The average deposit needed by a British first-time buyer is now equivalent to 90% of average annual earnings, according to Capital Economics, a consultancy.

根据咨询公司Capital Economics，现在英国第一次购房者平均所需首付款，约相当于平均年收入的90%。

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Internet money funds offer yields of around 6 per cent per year, almost twice the average interest paid on a one-year bank deposit.

互联网货币基金提供的年收益率约为6%，几乎是一年期银行存款平均利率的两倍。

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On, for instance, a deposit of $3,400 -- the average minimum required to avoid monthly fees, according to Bankrate.com data -- that amounts to just $4.42 in annual interest.

比如，如果你存入3400美元，根据Bankrate.com的调查数据显示，这笔存款能避免支出每月费用，但每年你能得到的利息却只有四点四二美元。

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In 2010, the average deposit, according to the Council of Mortgage Lenders (CML), was 23%.

BBC: Key to buying a home with friends

The most recent figures from the CML, for March 2011, show the average deposit in the UK was 21%.

BBC: Key to buying a home with friends

In Britain, the average deposit required by a first-time buyer has risen from 28% of annual income in 1997 to 80% this year.

ECONOMIST: The higher they climb, the further they will fall