And, by the way, whether the rules work or not, they'll have an effect on the price and availability of credit - probably raising the price and shrinking the availability, for the period of implementation (at least) and possibly for longer.
The period between Apple product unveilings and their actual availability, anywhere from nine to 66 days, has seen an average gain in the stock of 4.53%.
Company executives expressed hope that oil directed activity and the presence of large international players and credit availability will sustain the North American cycle over a long period of time.