Home ownership loans is less risk of the loan. Loans used by households as a home mortgage securities. Home ownership allows the user to change in accordance with the volume of requests by families from the capital to visit their credit limit decisions. Order to provide loans increased due to two reasons. Some homeowners eager to take advantage of tax assumptions. Second, because home equity loans on behalf of access to credit, home equity loans at lower interest rates. Home ownership loans as a substitute for conventional loans such as personal, automobile and education loans.

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