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They are part of a larger effort in the law to make participation in 401(k) more automatic--just as participation in the now-disappearing defined benefit employer-funded pensions was.
FORBES: Magazine Article
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As a recent Financial Engines analysis of more than 2.8 million 401(k) participants found, automatic enrollment is already having an impact on the participation rate, savings and asset allocation of new, primarily younger hires.
FORBES: Retirement Plan Participation Falls To 16-Year Low
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Evidence from America suggests that automatic enrolment, with a voluntary opt-out, is likely to boost participation sharply compared with requiring people to opt in.
ECONOMIST: Pensions