Still, fewer than half of employers that offer automatic enrollment also offer such an "automatic escalation" feature.

WSJ: How to Save More For Retirement Without Really Trying

Perhaps as a result, roughly two-thirds of plans that offer automatic escalation require their employees to choose it actively.

WSJ: How to Save More For Retirement Without Really Trying

When it comes to popular e-commerce sites such as Amazon or CDNow the digital wallets manage to offer automatic login without any problems.

CNN: Digital wallets attempt to save time, headaches