The total tangible assets formation includes the prospecting of minerals, the originals of recreational works and works of literature and arts minus the disposal of them.

无形固定资产形成总额包括矿藏的勘探、计算机软件、娱乐和文学艺术品原件等获得（减处置）价值。

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The paper analyzes the causes for the formation of the problem and offers some countermeasures for its solution from the angle of comprehensive application of bank assets.

本文通过分析其形成原因，从银行资产运用多元化的角度就如何充分用好存差资金提出相关对策与建议。

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Investors should consider both the consumption each period in the future and the habit formation when they are making investment decisions, which would affect the equilibrium prices of assets.

投资者在做出投资决策时不仅仅要考虑未来每一期的消费水平，还要考虑已经形成了的消费习惯，因而会影响资产的均衡价格。

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