The fifth category is for household expenses such as food, clothing, television, normal living expenses attributed to living in your place of residence.

第五类是家庭支出——包括食物，衣物，电视，正常生活开支。

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In the 1997 tax law it sweetened the pot by allowing savings to be used for college living expenses as well as tuition.

FORBES: College breaks

None of these factors bode well for consumers' confidence as they struggle with common living expenses, such as higher home-heating fuel and gasoline costs.

NPR: 'Marketplace' Report: Fed Chair Forecasts Economy

Instead, the company plans to focus on properties where tenants pay out-of-pocket for expenses, such as medical-office buildings, assisted-living properties and independent-living centers.

WSJ: Health-Care Owners Shun Nursing Homes