"There are those who believe that the answer is to simply unleash the insurance industry and provide less oversight and fewer rules and that somehow that is going to drive down prices for everybody.

VOA: standard.2010.03.10

The answer, under Finra rules, is the broker dealer.

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At least if one is to deduce an answer based on the NHL rules remaining as is.

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The answer: Experts say these rules will be incorporated into any new regime, because they tackle a long-standing issue.

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