She said Cuba has not received an answer from Washington about holding talks on a possible prisoner swap.

CNN: Cuba accuses U.S. of lying about jailed American's health

The answer is shockingly simple: By holding interest rates at or near zero for so long, the Fed has been forcing seniors to switch to riskier investments like stocks and mutual funds just to maintain their standards of living.

FORBES: Ben Bernanke's War On Senior Citizens

Take a minute to think about your answer to this question: Are excuses holding you back from achieving results?

FORBES: Four Steps To No Excuse Marketing