Moreover, unlike with an individual retirement account, you don't need earned income to fund a variable annuity, so you can open an account for a toddler.

此外，不象个人退休帐户，可变年金账户并不需要靠固定收入来维持。所以你甚至可以给婴儿开设这样的账户。

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When my children were young, I opened a variable annuity for each of them.

当孩子们还很小的时候，我为他们各买了一份可变年金。

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Finally, this paper studies the theoretical price and hedging strategy of the insured mutual fund redemption value program and variable annuity incorporating guaranteed minimum accumulation benefit.

最后，本文从理论上讨论保险的共同基金兑现价值计划和含最低积累受益的可变年金的定价和对冲策略。

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More employers (11%) already offer annuity or insurance products within their 401(k) plans such as variable annuity features or guaranteed minimum withdrawal benefits, and of those employers not offering these features, 3% are very likely and 13% are somewhat likely to add them this year, according to the Aon Hewitt report.

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Moreover, insurance companies are set to unleash an onslaught of flexible annuity products, such as Lincoln Financial's i4Life plan, which is a variable annuity that hedges against inflation, puts a floor under income payments and provides a death benefit if your die before 85.

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Galvin said he has subpoenaed other financial institutions over variable annuity sales but declined to name them.

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