Unless you have reached 75, at which point the rules say you have to use your fund to buy an annuity to provide you with an income, you might want to sit tight in case the market recovers.

除非您已经75岁了，处于这种情况下，规定上说您必须用存款买一份年金以提供一份收入，您可以坐等可能出现的市场复苏。

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In his budget speech, the chancellor outlined a plan to do away with the requirement to buy an annuity and all the arcane rules that accompany it.

在这位财政大臣的预算中，提出了一个废除任何购买年金以及与年金相关的计划。

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With these rules, waiting is the cheapest way to buy more annuity coverage.

FORBES: Social Security as Longevity Insurance

This bill would require consistent valuation for transfer and income tax purposes, modify the rules on valuation discounts, and require 10-year minimum term for Grantor Retained Annuity Trusts (GRATS).

FORBES: Billionaires Disagree About The Federal Estate Tax