One strategy is to consider the minimum amount of income you require on an annual basis and then see if there's a low-cost annuity that promises to pay at least that amount for life.

一个策略是，想想你每年所需的最低收入是多少，然后看看有没有低成本的年金，可以承诺终生支付至少这个数目。

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Traditionally, men have received higher annuity payouts because their life expectancy is shorter.

传统意义上，因为男人的平均寿命更短，他们会得到较高的年金收入。

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This apparently low annuity rate reflects increasing life expectancy.

这种明显低的年金率反映了人们平均寿命的延长。

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While it has a 15% market share in traditional fixed-annuity life insurance products, it has less than 2% of Germany's mutual fund market-and virtually nothing in equity-linked variable annuities.

FORBES: Schulte-Noelle Scores

The Insurance segment provides annuity and life insurance products to the middle and upper-middle income markets in the U.S. The Energy segment owns and operates conventional oil and natural gas properties.

FORBES: #1,600 HRG Group

By comparison, the same buyer of a life annuity would get 75 cents to 85 cents.

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