One strategy is to consider the minimum amount of income you require on an annual basis and then see if there's a low-cost annuity that promises to pay at least that amount for life.

一个策略是，想想你每年所需的最低收入是多少，然后看看有没有低成本的年金，可以承诺终生支付至少这个数目。

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Of the enterprise annuity insurance accounting involving moral statistical methods, allowing the use of cost allocation method and accrued Welfare Act.

对企业年金会计所涉及的保险统计策略，允许使用成本分配法和应计福利法。

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If some day you do reach the happy position of achieving your retirement savings objectives, you can reduce stress even further by putting some of that money into a low-cost annuity that will guarantee you a certain level of income for the rest of your life (options that cover a surviving spouse, or are indexed for inflation, are available but reduce annual income).

FORBES: Retirement

The fees typically raise the already-high cost of a variable annuity to an average of almost 3.5% of assets per year, according to Morningstar.

WSJ: Cheaper Annuities With Living Some Benefits

This will also affect the cost of buying an annuity.

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