Annual fees. They're charged to your tiny credit line, leaving you almost nothing to spend.

收费几乎达到你小小的信贷额度，几乎没有留钱给你花。

youdao

The card, which has an average interest rate of 16%, doesn't levy annual fees or impose late-payment charges.

该卡的平均年贷款利率为16%，免收年费或免征收滞纳金。

youdao

If you don't owe anyone money, you won't have to worry about late fees, interest, annual fees or over-the-limit fees.

如果你不欠任何人钱，你就不会担心滞纳金、利率、年费或者超额费用。

youdao

Its 1.1% in annual fees will consume 13% of your original investment over a decade.

FORBES: Magazine Article

The Independent plan also charges no initial or annual fees to eat into your returns.

FORBES: Money & Investing

The cash flows of credit card receivable ABS includes interest, principal payments and annual fees.

FORBES: Examples of ABS