I think that the underlying problem is education, unemployment and bad housing.

我认为深层的问题在于教育、失业和糟糕的住房条件。

youdao

The theoretical principles underlying the securitization of housing mortgage and their challenges to the capital structure theories are discussed, and SHM's benefits and risks analyzed.

本文首先讨论了住房抵押贷款证券化的理论基础，及其对资本结构理论的挑战，然后对银行抵押贷款证券化的收益与风险进行了分析。

youdao

Despite economic growth that approached 0% in the fourth quarter, underlying conditions have improved, with housing prices recovering and the economy adding 187, 000 jobs a month over the past six on average.

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But poverty, substandard, overcrowded housing and underlying health problems are thought to be the most likely culprits, he says.

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Earnings and the economy are recovering, but there are still several underlying problems (unemployment, housing, the federal deficit, etc.).

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