They pay extraordinarily high fees for those funds, often without realizing it, and must accept the returns of managers selected by the plan administrator.
Companies that specialize in logistics (like UPS and others) now offer convenient solutions for small businesses to acceptreturns from their customers and compete with larger online stores.
On Sunday, February 10, the IRS will accept tax returns which include federal form 4562, Depreciation and Amortization, and on Thursday, February 14, the IRS will accept tax returns which include federal form 8863, Education Credits (for taxpayers claiming the American Opportunity Tax Credit and the Lifetime Learning Credit).