In a TED talk in 2007, Jan Fishman, an analyst for Frog Design, a global innovation firm, outlined a common method of banking using a cell phone where there are no Banks.

2007年在一个TED讲座中，全球创意设计公司Frog Design的分析师扬菲什曼概述了在没有银行的地方用手机存钱的常见方法。

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The technical analyst will determine the method to use.

技术分析师将决定使用的方法。

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"It's a big bet, with a risky landing method and no back-up, " said space analyst Howard McCurdy at American University.

WSJ: Mars Mission Seeks a Happy Landing