When someone borrows money from me, I usually ask for an IOU.
别人向我借钱时一般都会请求立字据。
When you borrowed the money to buy your home, you signed a promissory note - an IOU.
当你借来的钱去买你的家,你签本票安借据。
A bond, of course, is just an IOU, a promise to pay back money with interest by certain dates.
债券,当然,这只是一个借据,承诺到期归还并支付利息的纸条。
I may have an "IOU" From someone or I may own a bond from someone that promises to pay me something in a year or two years.
也许我握有一份欠条,或是一份合约,某人承诺,在一年或者两年内支付我一些钱
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