A standard mortgage-loan document reads, 'I promise to pay' the amount borrowed plus interest, and some people say that promise should remain good even if it is no longer convenient.

标准化的抵押贷款文件都有借款人“承诺”偿还所借款项及其利息的条款，一些人也认为，这样的承诺即使兑现起来不再容易，也还是不应该违背。

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To provide (money) temporarily on condition that the amount borrowed be returned, usually with an interest fee.

借钱，贷款：暂时提供(金钱)，条件是须返还与所借数额相等的金钱，通常还要附带利息。

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To discourage moral hazard the interest rate should be at a penalty rate and, reflecting the rising risk, increase with the amount borrowed.

为了阻止道德风险，其利率应当是惩罚性的，而且随着借债数额的上升而提高，以体现风险的上升。

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Refinance any long-term debt now (without increasing the amount borrowed or adding to the term) and lower your overall cost of borrowing.

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Each Scorecard includes five key pieces of data about a college: costs, graduation rate, loan default rate, average amount borrowed, and employment.

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The interactive College Scorecard gives students and families five key pieces of data about a college: costs, graduation rate, loan default rate, average amount borrowed, and employment.

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