There's little advantage to amortizing the loan, especially on a 30 or 40-year basis.

分期偿还这项贷款没有什么好处，尤其是按30或40年偿还。

《柯林斯英汉双解大词典》

With an interest-only structure in the first year and a fully amortizing second year, the loan payback schedule is designed to match the cash-flow profile of growth investments.

这种贷款第一年只偿还利息，第二年采用完全摊销的模式，其偿还时间的设置满足了成长型企业的现金流需求。

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