But I have a firm belief that we should never shy away from difficult decisions, and that we should always have the courage to meet the difficulties head on and press forward.
但是我有一个信念，就是事不避难、勇于担当、奋勇向前。
It is the road long, difficult and full of obstacles, but, as long as he has a brave heart to meet the challenges of self-confidence, he will always be a real winner!
它的道路漫长、艰难，而且充满坎坷，但只要自己勇敢顽强地以一颗自信的心去迎接挑战，他将永远是一个真正的胜利者！
In real life, this kind of self-financing idea to social security always meet some forces from the transaction costs, which fuzzy and difficult to overcome.
现实生活中，这种自筹资方式的社会保障思路会遇到种种既模糊，又难以克服的交易费用的作用力。
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