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To be sure there are bad actors (although very small in numbers), and there are quite a few good-but-not-amazing prepaid products (which still beat out a checking account with overdraft on an average use-case).
FORBES: Bluebird vs Greendot. Prepaid wins.
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"Although this incident might seem very small in isolation, this is a line-in-the-sand moment for us, " Arthur told reporters.
WSJ: Aussie Wrangling Raises a Laugh
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Although the sums involved are very small in terms of its annual turnover, the Royal Mail says the proceeds are used to recoup part of the cost of its National Return Letter Centre based in Belfast, which aims to return undeliverable items to the sender wherever possible.
BBC: How much does Royal Mail make from undelivered parcels?