With cash machines and bank branches at every street corner there is less call for an alternative payment system.

在每个街道的角落都有提款机和银行的分行，那么就无需要求可选的付费系统。

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Although the biggest alternative payment provider isn't yet being used by smaller retailers, that'll be changing soon.

虽然目前规模最大的备选支付服务提供商还只是为大型零售商服务，但相信这种情况将很快发生改变。

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A recent study by online marketing firm Brulant found that 30 percent of the top 100 internet retailers offer a form of alternative payment.

"布鲁兰特网络市场公司"（Brulant，音译）近期所作的研究结果表明，排名在前100名内的各大网络零售商中有30%已经开始积极地为消费者提供更多支付方法。

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In Europe, for example, we have increased our product offerings and provided more access to alternative payment mechanisms to our customers.

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Companies such as Google, PayPal and Square are now offering a wide range of alternative payment mechanisms that could finally mean lower transaction costs for consumers.

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If alternative payment solutions such as digital wallets are better able to protect consumers, banks and card providers could see further erosion of their market share for retail payments.

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