The reason of different results from different formulae is discussed, and adoption for the suitable formula and allowance stress is suggested in the paper.

对不同算法得到不同结果的原因进行探讨，提出算法和许用应力值的取用建议。

youdao

In other words, the formula makes no allowance for contributions to a retirement plan while your kids are in school.

FORBES: Save For Retirement Now, Get More College Aid Later

Now, in terms of the COLA, the formula -- COLA stands for Cost of Living Allowance, so it's put in place to make sure that Social Security is keeping up with inflation.

WHITEHOUSE: "White House to Main Street" Town Hall: Elyria, OH

Based on the formula for calculating income, the allowable distribution was only about 29K per year representing an allowance of less than 4%.

FORBES: The Early Retirement Income Challenge