In the meantime, the total number of German Banks included has fallen from 66 to 36, which will naturally affect aggregate capital and asset figures for Germany and the eurozone.

同时，德国银行的总数已经从66家下降到了36家，这自然会影响德国和欧元区的总资本和总资产数据。

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Moreover, the return on aggregate capital may not be a good guide to the returns that investors can actually expect.

ECONOMIST: Don’t blame the savers | The

Emerging markets saw a return on aggregate capital of 13.3% over the 1994-2003 period, compared with 7.8% in the G7 group of industrialised nations.

ECONOMIST: Don’t blame the savers | The

Bond investors did even worse against the Barclays Capital Aggregate Bond Index, Dalbar says.

WSJ: Investment-Policy Statements: Good Practice for Investors and Advisers