adverse select and moral hazard 逆向选择与道德风险
The key points are "adverse select", "moral risk" and "principal-agent".
在信息不对称情况下,需要制定交易规范和契约,以确保交易顺利达成,其核心议题是“逆向选择”和“道德风险”以及与此相关的“委托人-代理人”问题。
参考来源 - 股票期权在上市公司激励中的作用·2,447,543篇论文数据,部分数据来源于NoteExpress
However, with the information asymmetry, when Banks select the price of loan according to the average risk level of borrowers, the problem of adverse selection appears.
指出在信息不对称的情况下,贷款银行根据信贷市场上借款企业的平均风险类型所制定的贷款价格如何产生逆向选择问题。
The design select the chirp as the spread spectrum technology, which resolve the problem of the signal transmission in such adverse communication circumstances as 10KV power line;
本设计选择采用的扩频技术为线性调频技术,它解决了信号在10KV电力线这样恶劣的通信环境中的传输问题;
应用推荐