During the mortgage crisis, the vast majority of jumbos were adjustable-rate mortgages and hybrid adjustable-rate mortgages, which started at low fixed rates and switched to adjustable interest rates at the end of a set time period typically of five, seven or 10 years, said Keith Gumbinger, vice president at HSH.com, a mortgage-information website.
Ground Bee is lightweight and features 2 dynamic speakers, cushioned behind adjustable ear pads designed to reduce the risk of irritation when the headphones are worn for a long period of time.