"It's just hard to put together an actuarial table that makes sense, " says Marc Ganis of Chicago-based Sports Corp.

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Beyond providing the tired (but not necessarily untruthful) quip that this event defies both medical science and every known actuarial table, there must be a deeper significance here.

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Since the creation of the first actuarial table, insurers have used some form of analytics to assess the levels of risk their clients face and to determine how to manage such risk.

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