Retail investors are increasingly getting in on the action through financial instruments like exchange-traded funds and structured notes that pay interest.

FORBES

This team's success will require effective action by multiple agencies, applying all instruments of national power in ways that are complementary and not contradictory.

BBC: Obama national security team's inbox of problems

Aspects of that action were later incorporated by Steinway into their new instruments.

WSJ: When Two Makes Perfect | By Byron Janis