Groups that make what the city calls "independent expenditures" on political campaigns offer a way to influence elections without following the city's strict spending and contribution limits for individual candidates and traditional political-action committees.
Forbes.com asked financial advisors to comment on the best plan of action--assuming the higher contribution limits proposed by Congress--for people in three typical scenarios: a new entry to the workforce, a single professional with no dependents and an executive with children and a non-working spouse.