Retained Earnings carries the balance of the business's net in - come accumulated over its lifetime, less its declared dividends and any net losses.

留存收益的余额是企业自营业开始以来的累计净收益减去已宣告股利和任何净损失后的差额。

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Even if no one has mailed in premium payments for years, the policy might be in force because at some point it became "paid-up, " meaning accumulated dividends are enough to cover annual premiums.

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In some cases, state regulators can restrict banks from paying dividends if their accumulated earnings do not meet a certain threshold.

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Dividends are typically paid out of earnings, either current or accumulated.

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