The user can apply for multiple bank accounts, choosing from either a checking or savings account type.

用户可以申请多个银行帐户，可以选择是支票帐户类型或者是储蓄帐户类型。

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This can be done based on specific values such as source system or account type, on date ranges, or other query-based conditions.

这可以基于特定的值来完成，例如源系统或帐户类型、日期范围或其他基于查询的条件。

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For example, if account Numbers are assigned across all types of accounts, account type may need to be used along with account Number to form the primary key of the accounts entity.

例如，如果所有类型的账户都被指定一个Account Number，那么可能需要使用Account Type和Account Number一起作为Accounts实体的主键。

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Simplifying names to something as basic as Tax-Deferred Until Retirement and Tax-Free In Retirement would help people understand how their savings would be treated in the future as well as the benefits of using more than one retirement account type.

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That cash is taxable unless the shares are held in a retirement type account.

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