There is no double payment in the following two insurances: industrial accident insurances and accident damage insurance covered by personal insurance.

工伤保险与人身保险中的意外伤害保险等险种，不存在重复给付问题。

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In recent years, the accident rate and the payment swindling of the motor vehicle insurance climb unceasingly.

近几年，车险事故率、骗赔案件不断攀升，许多保险公司试图通过拒保、大幅提升费率来化解风险。

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Insurance policy shall specify: when an accident is arose, Party a, as a payee of priority for compensation (the first beneficiary), will directly get payment of insurance indemnity from the insurer.

保险单中应当注明，出险时甲方为优先受偿人(第一受益人)，保险人应直接将保险金支付给甲方。

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Payment protection insurance was designed to cover loan repayments for policyholders who became ill, had an accident or lost their job.

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