The group & ticket system give users an entry point to "I'm having this issue" and the community being able to guide them to a solution.
系统向用户提供了一个入口点，用户可以提出自己的问题，社区可以为用户提供解决方案。
Their solution is to require insurers to sell insurance to everyone (a policy called guaranteed issue) at the same price (called community rating).
他们的解决方案是要求保险业者以同样的价格(这个政策被称为社区费率)把保险销售给每个人(这个政策被称为担保发行)。
A practical issue worthy of explicit mention here is that access to the venture capital community is extremely limited.
在此，有一个实际的问题很值到详细提一下，就是进入到风险资本圈是很困难的事。
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