Without collateral, Mr. Thomas wasn't able to get a loan.

由于没担保品，汤玛斯先生的贷款办不下来。

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Even better, the developer could then offer that land as collateral for a loan of, say, 2.5 billion yuan from a bank.

更绝的是，开发商然后可以拿这块地从银行获得25亿元的抵押贷款。

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When you mortgage a property that means that you offer the property as collateral for a loan.

当你通过抵押贷款购买一项财产意味着，你需要抵押这项财产的所有权以获得贷款。

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When you mortgage a property that means that you offer the property as collateral for a loan.

当你通过抵押贷款购买一项财产意味着,你需要抵押这项财产的所有权以获得贷款

耶鲁公开课 - 金融市场课程节选

There are lots of costs, so you want to have a loan-to-value ratio, which is sufficiently low, that the collateral will cover the value of the loan.

那是一大笔开销,因此你要设定一个足够低的,贷款价值比率,使得抵押物价值能够为贷款提供保障

耶鲁公开课 - 金融市场课程节选

With such rights, land title could be leveraged with a mortgage, used as collateral for a bank loan or sold more easily.

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More recently, in 1991, India applied its gold as collateral for a loan with the Bank of Japan and others.

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In a shared appreciation restructuring, the lender would take a haircut on the outstanding loan and replace it with a combination of a new loan and a claim on the future appreciation of the collateral.

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