Don't you think it's a bit conservative?
你不认为它有点保守吗?
Well, my mother is a bit conservative about it, and I am still in high school.
我妈妈对这事有点保守,我还在读高中啊。
This is an excellent time to make decisions about your financial affairs, as your judgment is sound and reliable, though a bit conservative.
因为你今天有很好的可靠的判断力,尽管可能有点保守,现在是对有关财务事项做决定的好时候。
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