正如个人携带现金是为了支付杂项消费，银行持有储备也可以应付现金提取，支票兑付以及银行转帐。
Just as individuals carry cash to cover incidental spending, Banks hold reserves to cover cash withdrawals, cheque payments and bank transfers.
如果投资者不愿意购买商业票据，银行就得另寻资金兑付未来几个月即将到期的债券。
If investors balk at buying commercial paper, then Banks will have to find money elsewhere to pay debts maturing in coming months.
银行凭以拒绝兑付或议付的各个不符点；及。
Ii. each discrepancy in respect of which the bank refuses to honour or negotiate; and.
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