他认为，市场定价错误风险与回报与人力资本管理相关。
He believes the market mis-prices risks and rewards related to human capital management.
金融机构风险管理和资本最小需求。
Risk management and capital minimum requirement for financial institutions.
咨询公司奥纬(Oliver Wyman)的顾问Andy Rear说其风险管理已显著改善，资本状况已重建。
Andy Rear of Oliver Wyman, a consultancy, says risk management has improved dramatically. Capital positions have been rebuilt.
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