风险度是实际损失与预期损失的差额占预期损失的比率。其数学公式为: 风险度= (实际损失—预期损失) ÷预期损失。实际损失与预期损失的差额越小,风险度越小。当危险单位增加时,实际损失与预期损失的可能差异也同时增加,但与增加的危险单位的平方根成正比。例如,汽车碰撞的机会假定为1%,现有10000辆,有100辆发生损失。然而,实际损失并不正好是100辆,可能多于或少于100辆。
第三层次—“个人信用风险度”的预测。
但是除了一些遗传情况,没有其他证据说明基因因素参与了人类患神经源性疼痛的风险度。
But except for some rare inherited conditions, there has been no evidence that genetics contributed to the risk of neuropathic pain in humans.
在前一小节中,我们讨论了通过向每个支行查询贷款上所承担的平均风险度导致的对象爆炸(见图5)。
In the previous section, we discuss the explosion of objects that is caused by asking to each branch the average risk it is taking on its loans (see Figure 5).
When you look at the risk of consequences from metabolic syndrome in the population, you have to know a person's race to some extent to understand how high their risk really is.
如果想要考察某人群,患代谢综合征的风险,就要知道一定的种族信息,这样才能较准确地知道他们的患病风险度
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