而且即使你能在什么地方发现这种人才，额外收益的大部分也会被转成更高的费用。
And even where you can spot talent, much of the extra performance may be siphoned off into higher fees.
如果价格超过了票面价格，或者附加了额外费用，当前收益要少于债券的利率。
If the price is more than par, or apremium, the current yield is less than the bond's interest rate.
所有的投资者都能从减少费用中受益，但是这对于女性来说，如何增加收益却没有额外的风险才是关键。
All investors benefit from lower fees, but it's critical for women looking for more growth without additional risk.
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