如果您是在最初几年预先偿还部份款项，对减少利息收费绝对是有效的方案。
It is extremely effective in reducing the interest charges you would have to pay if prepayments are made during the early years.
在案件诉讼过程中的所有必要费用都应由委托人支付。如果律师事务所为委托人预先垫付任何费用，委托人同意偿还相关垫付费用。
If Law Firm advances funds on behalf of the Client for any costs or expenses, Client agrees to reimburse Law Firm for such advancements.
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