需要从帐户转帐资金的零售银行客户和监督所有交易的审计员(称作用户)可以访问应用程序。
Both retail bank customers who need to transfer funds from their account and auditors who supervise all transactions (referred to as the users) can access the application.
一些普通的零售银行在经过某种暗箱交易成功之后自行破灭。
Plain-vanilla retail banks blew up while some black-box trading shops prospered.
桑坦德银行在此项交易中表现最为积极，将获得荷兰银行在巴西和意大利的零售银行分支。
Santander, widely felt to have done best out of the deal, will carry off its retail-banking franchises in Brazil and Italy.
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