资本金来源渠道狭窄，未能建立起动态的可随时补充资本金的良好机制是中国商业银行资本充足率偏低的主要原因。
Narrow capital sources and lack of an operational dynamic mechanism that can readily replenish capital are considered the main cause of low capital adequacy in Chinese commercial Banks.
利用本文提出的动态模型变参数数学模型，在国际上首次对燃料电池起动过程进行了动态模拟，揭示了燃料电池热态起动过程中，电池温度在三维空间上随时间的变化规律。
The three dimensional variation rule of the temperature of the cell with the time is presented during the process of the startup. A MCFC-ST combined generation system is presented and designed.
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