这将保证银行间拆借利率，公司和家庭贷款的基准利率，都将低于英国3个月，6个月和9个月的定期存款到期利率。
That has kept interbank rates, the benchmark for loans to firms and households, below British levels at 3-month, 6-month and 12-month maturities.
民营银行一直依靠银行间拆借而不是存款来支撑其资产负债表。
Rather than deposits, private Banks have relied on interbank borrowing to fund their balance sheets.
理论上讲，存款保险制度改变了存款人和银行面临的激励约束，一方面消除了恐慌性银行挤兑，隔绝了危机在银行间的传染；
Theoretically, deposit insurance changes incentive restrictions faced by the depositors. On one hand, it eliminates the panic bank runs, so as to isolate the infectivity of bank crisis.
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