2007年1月当德意志银行收购MortgageIT时，一个主管曾愉快地表示美国出借人将为“分配到抵押资金市场的产品”提供“稳定的来源”。

WHEN Deutsche Bank bought MortgageIT in January 2007, an executive purred that the American lender would help to provide “a steady source of product for distribution into mortgage capital markets.”

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银行在成本及资金方面压力重重，由此，相对从前，银行主管现在真是想方设法地寻找增加银行真实价值之人才。

With costs and capital under so much pressure, the incentive for executives to identify those who add genuine value to a bank has rocketed.

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银行主管们说，他们在利用联邦资金加强银行资本基础的同时，尽了一切努力扩大信贷。

Executives said that while federal funds were used to improve their capital base, Banks have done what they can to expand lending.

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