在过去10年，中国企业赢得了大部分由世界银行贷款和赠款资助的货物和服务合同的国际竞争性招标，总值超过200亿美元。
In the past 10 years, Chinese firms have won the most of international competitive bids worth over USD 20 billion for goods and services financed by World Bank loans and grants.
第三十七条商业银行贷款，应当与借款人订立书面合同。
Article 37 For granting a loan, the commercial bank shall conclude a written contract with the borrower.
当客户或公司获得了一笔银行贷款时，根据合同他们有义务连本带利偿还这笔贷款。
When a customer or company has a loan granted to them by a bank, they are contractually obligated to repay this loan with interest.
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