银行负债是指债权人对一个企业的资产要求(或索偿)的权利,或者说是企业所承担的能以货币计量,需要以资产或劳务偿还的债务。银行是经营货币的特殊企业,与一般工商企业相比,银行负债有其特点。银行负债是指银行所承担的能以货币计量,需以资产或劳务偿付的经济责任。银行负债主要包括:各项存款,向中央银行借款,同业存放款项,联行存放款项,同业拆入和应交,应付款项等。负债业务是银行最基本最重要的业务,是银行开办资产业务和其他业务的基础与前提条件之一,负债的规模对资产的规模有着重要影响。
他说:“银行负债表和财务状况要想恢复正常,需要很多年的时间。”
"It will take many years for bank balance sheets and fiscal positions to return to anything like normal," he said.
负债是商业银行的主要业务,我国的商业银行负债在总资产中占有很高的比例。
Liabilities of commercial Banks are the main business of our country's commercial bank liabilities in the total assets in a high proportion.
在欧洲,共同使用欧元的15个国家现在承诺担保新的银行负债并充实景况不佳的银行的资本。
In Europe, the 15 countries that share the euro have now promised to guarantee new bank debt and to inject capital into ailing Banks.
So, it really is -it really ought to be on the bank's balance sheet and it ought to be regulated by the bank regulators, but there was a failure to do that and that is the problem that we are in currently.
所以说,它确实该...,它应该反映在银行的资产负债表上,同时接受银行监管体系的管理,但这却没能实现,这就是我们目前面临的问题
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