签名确认后,请立即将签单服务凭证交由银行留存。
由于经济下行被考虑进银行风险模式中,资产的风险权重提高了,这也迫使银行留存更多的资金。
The risk weightings on assets are rising as the effects of the downturn feed through into banks’ risk models, forcing them to set aside more capital.
你会拿到一把开箱的钥匙,而银行会留存另一把。
You would be given a key to your box, and the bank would keep another key.
The question is: how much reserves should a bank hold?
问题是,银行该留存多少作为准备金呢
They trust to the fact that the depositors won't all come on the same day, just like a goldsmith banker -he leaves only enough gold in the safe to cover the kind of withdrawals that are normally accepted.
他们是基于这样一种考量,即储户们不会在同一天上门来取钱,正如金匠银行家那样,他留存在保险箱中的黄金数量,刚好可以应付一般的提款要求
This has happened so many times in history that governments around the world now regulate banks and tell them that they have to hold a minimum amount of reserves and have a minimum amount of capital.
这在历史上已经发生多次了,如今,各国政府都在进行银行监管,并且告诉他们,他们必须留存最小金额的准备金,以及最小金额的资本金
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