这将保证银行间拆借利率，公司和家庭贷款的基准利率，都将低于英国3个月，6个月和9个月的定期存款到期利率。
That has kept interbank rates, the benchmark for loans to firms and households, below British levels at 3-month, 6-month and 12-month maturities.
这就意味着银行的定期存款竞争将更为艰难，同时还要限制贷款增加以保持较高的抵押贷款利率。
This means they are having to compete much harder for term deposits and limit their lending growth by keeping mortgage rates higher.
当她们定期存款一段时间后，她们就可以获得银行发放的低息贷款。这些贷款的年利率要比当地高利贷低60%。
When they have established a record of regular deposits, they are eligible for bank loans with annual interest rates far lower than the 60 per cent charged by local loan sharks.
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