当通货膨胀率超过了税后的银行存款利息率，会刺激投机，引发今年沪深300指数大涨。
That's especially true when inflation is outpacing after-tax returns on bank deposits, encouraging the speculation that's driven the CSI 300 70% higher this year.
为银行存款支付的实际利息率是负数，而贷款利率对于这样快速增长的经济来说太低了。
The real rate of interest paid on bank deposits is negative and lending rates are far too low for such a fast-growing economy.
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